Business Risk Assessment

Who this is for

• Owners who have grown quickly and never reviewed their risk since
• Businesses preparing to borrow, sell, or bring in a partner
• Owners who depend on a few key people, customers, or suppliers

What you get

• An owner and operations intake. We gather how the business runs, what it owns, who it depends on, and how it is insured today.
• Your RMOS Risk Index™ score. Scored with business-specific weighting, so what matters most to a company counts the most.
• A prioritized findings report. Exposures ranked by seriousness, with recommended fixes and who should handle each one.
• An action review call. A working session to turn the report into a short, realistic plan.

How it works

1. Discovery call. A short conversation to understand your business.
2. Engagement letter. A written scope and fee. Work starts only after you sign.
3. Intake and review. You complete the intake. We review documents and ask follow-up questions.
4. Scoring and report. We score each risk area, weighted for businesses.
5. Action review. We walk you through the results and agree on next steps.

Common questions

What size business is this for?

Owner-operated and mid-sized businesses. We scope the review to match your operations.

Will you review my insurance policies?

Yes. Reviewing how your coverage lines up with your real exposures is part of the work.

Can this help me get a loan or sell the company?

A clean view of your risks helps in both. It is not a guarantee of any outcome.

What does it cost?

Fees are set per engagement after a short discovery call and written into your engagement letter before work begins.

Every assessment ends with an RMOS Risk Index™ score weighted for your type of client. How the score works. Other assessments: Family · Community Association · CRE Portfolio