Services / Commercial Lending

Commercial Lending

Finding the right commercial loan means more than finding a low rate. We prepare the request, take it to lenders who fit the deal, and help you compare real offers.

Who this is for

  • Owners buying or refinancing commercial property
  • Developers who need construction or bridge financing
  • Business owners seeking financing secured by real estate
  • Investors comparing lenders for a new acquisition

What you get

  • A lender-ready loan package. Sponsor summary, property overview, financials and the request, organized the way lenders want to see it.
  • Lender matching. We identify banks and other lenders that suit your property type, size and timeline.
  • Offer comparison. We help you compare terms, costs, recourse and flexibility side by side.
  • Support through closing. We stay involved while the lender completes underwriting and documents.

How it works

  1. Discovery and engagement. We discuss your goals and sign a written engagement and fee agreement.
  2. Package. We assemble and review your loan request and supporting documents.
  3. Go to market. We introduce the request to selected lenders.
  4. Compare and negotiate. We help you evaluate term sheets and negotiate.
  5. Close. We coordinate with the lender, your attorney and the title company to close.

Important

IAG is not a lender and does not make credit decisions. Loan approval, rates and terms are determined solely by lenders.

Integrity Advisory Group, LLC is a commercial loan broker. IAG is not a licensed mortgage lender or mortgage broker and does not work with owner-occupied residential property.

Common questions

Are you the lender?

No. IAG is a commercial loan broker. We introduce your request to lenders. The lender makes the credit decision.

Why does the engagement agreement matter?

It sets the scope and fees and protects the lender relationships we introduce to you. We explain every term before you sign.

Can you guarantee approval or a rate?

No. We improve your package and your options. Lenders decide terms.

Which properties do you finance?

Commercial property, including industrial, multifamily, office and retail. We do not work with owner-occupied residential property.

Looking for commercial financing?

Tell us about the property and the loan. We will tell you plainly whether and how we can help.